Mortgage Refinance Calculator

This Mortgage Calculator Gives You A Look At Your Estimated Monthly Payment


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About Our Refinance Calculator

You can input a different home price, down payment, loan term, and interest rate to see how your monthly payment changes.

Our monthly payment estimates can include additional payment options to give you a more precise payment estimate including:

  • Interest
  • Mortgage insurance
  • Property taxes
  • Homeowners insurance.

Using our mortgage calculator gives you a competitive advantage headed into the home-buying process with a more accurate picture of your mortgage payments and purchase with confidence.

After you run some estimates, read on for more education on mortgage rates, insurance, and home-buying tips.

Step 1: Under “Purchase price,” enter the price (if you’re buying) or the current value (if you’re refinancing).

Step 2: Under “Mortgage term,” click the plus and minus signs to adjust the length of the mortgage in years.

Step 3: Under “Down payment,” enter the amount of the down payment (if you’re buying) or the amount of equity you have (if refinancing).

Step 4: Under “Annual Taxes” enter the previous year’s annual estimated taxes.

Step 5: Under “Interest rate”, enter the estimated mortgage interest rate.

Step 6: Under “Homeowner’s Insurance” enter the estimated annual home insurance premium. If you’re not sure, click here.

Step 7: Under “Monthly HOA Fees” enter the homeowners’ association fee expense for your community if one exists.


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