Insurance Products

Get the right policy or bundle without all the headaches. Let us Help. No guesswork, just the peace of mind you deserve!

We are here for you

When the worst happens, we’ve got your back. Your CoWest team is here for you when you need a hand, we’re a simple call/chat/email away. If you want to go straight to your insurance company, we make sure you’re set up to get the connection and information you need, 24/7.

We know insurance and we won’t let you settle for a weak policy. Our options are competitive, and we’re proactive – we shop your insurance to make sure you’re getting the very best bundle, at the very best price.

Personal Insurance Products

Commercial Insurance Products

Small Business (BOP)

Also known as a BOP, this is a type of policy that packages together elements from General Liability, Commercial Property, and Business Interruption policies.

Commerical Auto

Commercial Auto insurance provides coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage.

Commercial Property

Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism.

Surety Bonds

Financial instrument that protects against financial loss stemming from an adverse event that disrupts or prevents a contract from being completed. A surety bond company assumes the liability for the debt, default, or failure of the principal to the obligee.

Business Package

An insurance policy that combines coverage for multiple perils, such as liability and property risk. A commercial package policy allows a business to take a flexible approach to obtain insurance coverage.

Builders Risk

Covers residential and commercial structures while they are under construction or being remodeled or renovated. Provides protection against losses on the building, equipment, and supplies, but not to accidents on the job, the land, scaffolding, and theft.

General Liability

Protects the financial interests of companies and business owners in the event that they face formal lawsuits or any third-party claims. Such policies cover any direct financial liabilities incurred, as well as any legal defense expenses.

Workers Compensation

Covers an employee's lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease. It also covers services needed to help the employee recover and return to work.

Cyber Liability

Helps to protect a company that has been the victim of a cyber attack or data breach.

Directors and Officers Liability

Insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization.

Employment Practices Liability

Coverage for claims made by employees alleging discrimination (based on sex, race, age, disability), wrongful termination, harassment, and other employment-related issues.

Inland Marine

Policy used to insure property that isn’t fixed or is regularly transported. Many different industries benefit from inland marine insurance–often without even knowing it.

Professional Liability

Common in the professional services industry, helps to protect your business if a client believes they've suffered a loss due to a mistake or error made in a professional capacity.

Commercial Umbrella

The extra liability coverage to help pay costs that exceed your general liability or other liability policy limits.

Homeowners Associations

Provides protection for HOA members collectively for liability and/or property losses that they may be responsible for. Can be customized to include D&O, Crime and Umbrella.

Why Us

CoWest is an independent insurance agency committed to making our clients knowledgeable and feeling safe. Not only are we able to provide the best insurance experience but will listen, advice and help.

01

We Are Smart

We provide everything you need to make smart choices. Feel secure knowing your bright team has your back.

02

We Make it Simple

We make the process simple. We communicate using clear and simple language.

03

We Are Helpful

Here when you need us. Email, text, or call – we’re ready to help whenever you need us.

We protect your family like it is ours

CoWest helps families and business owners across the Greater Denver Area, and Colorado Springs. Our agency can help you with your personal or commercial insurance needs. We don’t sell insurance. We help people buy insurance that fits their lifestyle!

Get Free No-Hassle Insurance Quotes

CoWest is an independent insurance agency. Thus, our agents don’t work for a specific insurance company, we work for our customers. This freedom allows us to compare rates from a variety of insurance companies to provide you with the best insurance coverage at the lowest rates available. Get your insurance quote within minutes and get back to the business of living your life.